How we Work
Our
Tailored Approach
Giving you the best Advice
As Independent Financial Advisers we research and advise on solutions from the whole of the market. Meaning we are not obliged in any way to one provider or investment solution. This enables us to tailor our approach, encompassing every option currently available on the market, and allowing us to find bespoke solutions based on your unique circumstances.
Our Financial Planning Process is designed to ensure we fully understand you, your needs and aspirations so that we can research and give the best advice, tailor made for you.
Find Out How We Can Help
Contact UsThe Process
Initial Discussion
Held at our expense, the aim of this informal meeting is to understand what your overall aims are and to assess whether we can meet your needs.
We explain our service structures and agree what kind of service will suit you best. At this meeting our fee structures will be fully explained.
Having agreed that we are able to help you to meet your financial goals we will proceed to step 2.
Full Information Gathering
This fact finding meeting allows us to establish the facts we need to know about your personal circumstances and to clarify your financial goals and objectives for yourself, your family or your business.
A key element of this meeting is to determine how much risk you are prepared and able to accept, as this will have a strong influence on our recommendations.
Research conducted by RT Financial Planners
Held at our expense, the aim of this informal meeting is to understand what your overall aims are and to assess whether we can meet your needs.
We explain our service structures and agree what kind of service will suit you best. At this meeting our fee structures will be fully explained.
Presentation of our Solutions and Recommendations
Fully focused on your needs, the plan we present to you will identify our recommendations and the actions to be taken. Based on the information gathered at our meeting and our subsequent research, we will issue you a suitability report.
This will outline our understanding of your current circumstances, detail our recommendations and explain why we believe these solutions are the most suitable for your needs and purposes.
You will be encouraged to ask questions, raise concerns and generally ensure that you fully understand and feel comfortable and confident with the plan.
Depending on the complexity of your existing arrangements, we will provide full illustrations and associated paperwork detailing the features of the plan along with the report.
Agreement and Implementation
Once you have agreed with our plan and recommendations we are able to proceed with the implementation of it.
Wherever possible, we facilitate the process of applying, completing and submitting forms and conducting any transactions required in a timely fashion on your behalf.
We save you the time and hassle that these tasks often take as well as ensuring that all financial regulations are properly adhered to.
Review of Financial Plan and Solutions
To ensure that these solutions remain appropriate and suitable for you we offer an ongoing review service. Different levels of review service are available dependent on your requirements.
In addition, access to the secure RTFP Personal Financial Portal (PFP) is available for you to view real-time updates of your investment portfolio.