How we Work

We focus on meeting the individual needs of all our clients.  This means we always begin by listening to you, learning about your financial position and discussing what it is you want to achieve.  We then draw on our considerable expertise and insight to ensure you benefit from the blend of services you need.

Ahead of any work being undertaken we will provide you with information that sets out exactly how we work and gives examples of costs.

If you conduct business with us, you can decide with your adviser how you would like to pay us.  For example, investments and pensions adviser charges can often be taken from the product or, if you prefer, you can pay us directly. You and your adviser will both sign an Agreement, which will set out clearly what you are paying for.

You should remember that the value of an investment and the income from it could go down as well as up.  The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.